The DC 37 Municipal Employees Legal Services, MELS, will host a virtual bankruptcy webinar Wednesday Oct. 27 at 6 PM. Experts will discuss the answers to questions such as: What kind of debts can I discharge? Will I ever be able to get credit again? Will I lose any of my property? Chapter 7 or 13: What’s the difference? Will my friends or employer know that I filed? Will it stop a garnishment or lawsuit? Will it stop creditors from calling? Register at www.dc37mels.com. For more information, call the MELS Screening Unit at 212.815.1111 or email MELSscreeningunit@dc37.net.